This is what happens when your customer or client makes a purchase or payment on your website using Opayo (formerly SagePay).
Step 1. The customer adds items to their basket and goes to the checkout.
Step 2. The customer selects the Opayo server payment option and is redirected to the Opayo servers.
Step 3. Opayo puts the transaction through the card check schemes and sends it to the card issuer for fraud checks (i.e., 3D Secure).
Step 4. The Transaction Successful message is displayed to your customer so they know their payment has gone through.
Step 5. The transaction is complete, in a matter of seconds, they are redirected back to your website.
For the configuration, log into Opayo in the Administration Tool.
Setting Valid IPs
For your shop to access the payment page of Opayo, the IP of your server has to be saved as a valid IP with Opayo.
You can use tools like this website: https://www.site24x7.com/find-ip-address-of-web-site.html to find out the server IP address. Click on add and enter the IP address, enter 255.255.255.000 for the subnet mask, and add a description, so you know what the IP address is for.
Encryption Password
When your account is set-up with us, you are given access to the Opayo admin panel. Once you have logged into your account as the main admin user, you will select Settings followed by Admin on the left of the screen. You will then see your encryption key.
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