How to Setup Lloyds Cardnet Connect in WooCommerce

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Setting up a secure, reliable, and fast payment method is probably the most vital aspect of setting up your online store. While there are many options out there, Lloyds Cardnet Connect is one of the most reputable in the industry. It’s also one that’s used by thousands of ecommerce business owners. 

So, in this guide, we’ll provide you with step-by-step instructions for adding Lloyds Cardnet Connect payment method to your WooCommerce store. As a bonus, we’ll outline what Lloyds Cardnet Connect is and why you might want to use it in WooCommerce as your payment method of choice.

The plugin mentioned in this guide:

cardnet connect woocommerce

Want to head straight to the tutorial? Click here

What is Lloyds Cardnet Connect?

Without getting too technical, Lloyds Cardnet is the merchant services division of Lloyds Bank, the UK’s largest retail bank. While Lloyds Cardnet offers all kinds of payment services for businesses, Lloyds Cardnet Connect is a specific software product built to accept and process online payments. 

Now you know what Lloyds Cardnet Connect is, let’s take a look at why you might choose it for your online store. Especially over other payment processors.

Why you might want to use Lloyds Cardnet Connect with WooCommerce instead of PayPal 

Setting up your online store with PayPal might be tempting. But if you’re thinking about adding Lloyds Cardnet Connect instead, here are a few things to consider:

Lloyds Cardnet Connect offers fraud prevention

As you would expect from a leading financial institution, Lloyds Carnet Connect offers industry-leading anti-fraud tools such as 3D Secure 2 (3DS2). This software scans through more than 10,000 data points to determine whether the transaction is unusual or not, and therefore more likely to be fraudulent. 

The 3DS2 toll also ensures that your online store meets the EU requirements laid out under the Payment Services Directive (PSD2). Finally, Lloyds Cardnet Connect also includes other anti-fraud tools such as automatic Address Verification Service checks.    

Lloyds Cardnet Connect ensures the best security

Security is of massive importance when it comes to online payments. Just one data breach and you could be on the end of a fine. That’s without mentioning the possible irreparable reputational damage. 

Since Lloyds Cardnet Connect hosts the payments pages, they take the responsibility of storing your customer’s payment details securely. They will also work closely with you or your web developer to ensure your website is PCI-DSS compliant. All to protect you from liability in the case of any potential data breaches. 

Now we know the benefits of using Lloyds Cardnet Connect for your online store, let’s get it set up and running.

How to set up Lloyds Cardnet Connect as a payment gateway in WooCommerce

Lloyds Card Connect for WooCommerce allows you to accept fast and secure payments via the Lloyds Cardnet payment gateway. 

This plugin also: 

  • Allows you to process refunds directly in your WooCommerce admin panel.
  • Can be set up in five minutes via the setup wizard.
  • Benefits from hardened security protocols.
  • Allows you to store sensitive API details outside of the database.
  • Provides direct HTTP server-to-server request support.
  • Is translation ready, compatible with WPML and other translation tools.

To get started, download the Lloyds Cardnet Connect for WooCommerce from the We Are AG store:

Then follow these steps:

  1. Go to Plugins > Add New > Upload Plugin.
  2. Choose the zip file you downloaded, upload, and then click Activate Plugin.
  3. Once activated, you’ll need to enter your licence key.

Once the plugin is activated, you’ll be presented with a plugin setup wizard. This will take you through the steps you need to set up your Lloyd Cardnet Connect payment method.

welcome wizard cardnet

There are four steps to this wizard, and they include the following: 

  1. Step one informs you that the Lloyds team will supply you with two logins, one for ‘test’ and the other for ‘live’. We recommend you do this in test mode first and run several orders before making it live.
  1. Step two asks you to enter your Store ID and your Shared Secret. The wizard tells you where these can be found in your WooCoomerce settings. 
step 2 welcome wizard
  1. For step three, you briefly leave the setup wizard and complete actions in your Lloyds Cardnet back office as instructed by the wizard. In essence, you’re customizing and defining the URLs for integration purposes with your online store. (Note: it can take 30 minutes for those changes to take effect.) 
step 3 cardnet wizard
  1. Step four instructs you to test the payment gateway at least a few times to catch any errors before going live. Here, you have the option to add a test product and enable the plugin’s error log. 
step 4 lloyds cardnet woocommerce

That’s it! Your store is now ready to start testing, debugging, and above all, selling products! 

setup finish

For more information concerning these setup sections, see our detailed documentation: 

Generally speaking, the process should take around 30 minutes. If you get stuck or need a little extra support, we’re always on hand to help. 

checkout lloyds cardnet woocommerce

Add Lloyds Cardnet Connect to your store

In this guide, we’ve explained why Lloyds Card Connect is an excellent choice for accepting and processing online payment for your WooCommerce store. 

You’ve also learned how to set it up on your store within 30 minutes by using the Lloyds Cardnet Connect for WooCommerce plugin.

By installing a fast, secure, and reliable payment solution such as Lloyds Cardnet Connect for your website, you’ll be able to:

  • Enjoy better fraud protection.
  • Increase consumer confidence in your checkout.
  • Reduce cart abandonment rates.   

The plugin featured in this guide:

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